Get the ins and outs on commercial loans and investment properties. 2021 Utah real estate trends - “We’re lucky to be in Utah.” Garry digs into the details with Brad Baldwin, President and CEO of 1st Utah Bank; a local Utah community bank focused on business and commercial loans. Brad has decades of experience as a financial attorney, banking, and in Commercial Real Estate.

Hear the advantages to commercial real estate and some cautions to consider with some commercial property types. Commercial loan changes were happening before COVID in the retail segment. More impact on other areas in recent months. Gain a deeper understanding of what this means for commercial loan underwriting. Cash flow, rental income, net leases, and LTV (loan to value) explained.

Learn what makes REITs (real estate investment trusts) and investments like CMBS (Commercial Mortgage-Backed Securities) aka Conduit Loans attractive. Find out the difference between Secondary and Capital markets.

The Utah market is booming and getting the attention of other state loan participants like New Mexico and Wyoming that don’t have the same economic opportunity as Utah.

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