Check out our sponsors:  Athletic Greens: Go to athleticgreens.com/impact and receive a FREE 1 year supply of Vitamin D AND 5 free travel packs with your first purchase! Italic: Sign up for an Italic membership at italic.com/join using code IMPACT for 30% off. Four Sigmatic: Get up to 40% off + FREE Shipping on Mushroom Coffee bundles at Foursigmatic.com/IMPACT Helix Sleep: Go to HelixSleep.com/impact for up to $200 off your mattress and 2 free pillows. Skillshare: Explore your creativity at skillshare.com/impacttheory for a 1 month FREE trial of Premium Membership. Simple and practical financial advice sounds familiar, but is rarely ever truly given. Maybe you have access to financial advisors you trust and maybe you don’t. Understanding for yourself that money, investing and living a rich life is much simpler than you could imagine is the most important thing for you to remember. Ramit Sethi has joined me twice before to bring you sound financial advice and he delivers again. He shares investing strategies worth considering if you are looking to create wealth. Even if you’re a modest investor, you’ll want to hear how he breaks down the truth behind hidden investment fees, advice for couples to understand the root of their money problems and solutions for those never-ending disagreements around finances. This episode will give you the tools you need to reconsider your investment strategy, how you approach money and why, and the best way to move towards living the rich life, however you define it!   Check Out Ramit’s 1st Interview on Impact Theory: https://youtu.be/mokyNBWZ8wg Check Out Ramit’s 2nd Interview on Impact Theory: https://youtu.be/mokyNBWZ8wg   Order Ramit Sethi’s book, I Will Teach You To Be Rich: https://amzn.to/2VmKbKk   SHOW NOTES: 0:00 | Introduction Ramit Sethi 1:42 | Current Financial Situation 2:31 | Low Fees Exposed 5:13 | What Great Investing Is 7:28 | Investing Isn’t Quick Money 10:53 | Understand Compound Growth 14:44 | Protecting Your Wealth 16:04 | Wealth Accumulation Strategy 26:51 | Low Cost Low Fee Funds 31:22 | Gamifying Investing 33:34 | Investment Journey 35:47 | Love and Money Solutions 42:35 | Couple with Separate Accounts 44:35 | Women Having Higher Income 49:09 | Pivotal Financial Conversations 53:43 | Spender Saver Couples   QUOTES: “Investing is not about excitement. You want excitement get a dog [...] Investing is boring. It's like watching concrete dry and it should be” [12:23]   “The best investors are humble. They know that nobody knows anything.” [15:13]   “Trading is the enemy. For real investment returns. We want boring, simple, that's where the real money is made.” [16:58]   “Be humble enough to recognize you do not want to be a professional money manager [...] [most people] spend more time looking at a Yelp review for dinner on Sunset than they do picking their investments.” [23:45]   “Most people would rather pay $250,000 in hidden fees, then pay $10,000 out of their pocket.” [28:04]   “The $30,000 question [couple] should really be asking is, how do we set up a system that lets us honor each other's financial desires.” [43:40]   “When partners think about money, the way that they usually relate to it is they know something that they disagree about. They try to [put] a Band Aid over it, paper over it until it blows up.” [52:46]   Follow Ramit Sethi: Website: https://www.iwillteachyoutoberich.com/ Podcast: https://www.iwillteachyoutoberich.com/podcast/ Facebook: https://www.facebook.com/IWT/ Instagram: https://www.instagram.com/ramit/ Twitter: https://twitter.com/ramit