" In Q1, some sectors will just about manage to start their operations. Q2 there will be some hope of revival. SBI's balance sheet has resilience to take care of few corporate's, who might not be able to revive. We are assessing range for risk of Industry performance ahead. Banks are assessing the Impact on Industries, specially when there is complete shut down in business activity, due to lock down" says Arijit Basu, State Bank Of India, Managing Director.

"Borrowers continue to be uncertain of the growth projections ahead, because of COVID-19 Crisis. We will support the companies beyond the rating agencies analysis, depending on internal analysis and intrinsic value of the company."