28 JUN 2024 · OK, so we wanted to title this episode "Who's gonna get your stuff when you're gone", but Craig thought that was too morose and depressing for a show that is called THINK WITH A DRINK. But it really is the heart of the matter when we are talking about Beneficiary Designations: * Why it is important *Some assets don't pass by a Will *A lot can end up in Probate *Sometimes our best intention can create unforeseen consequences for our heirs

16 JUN 2024 · Accumulating a large pile of money is the goal during everyone's working years that will be used to pay for their costs of living in retirement. Our analogy is like climbing a mountain, getting to our retirement is like reaching the pinnacle point. Yeah, you made it! But ultimately what is the goal of climbing a mountain - To get to the top? NO! It's to get back down to base camp safely. This is the other half of retirement planning - going back down - or distribution of your money. And what is one of the biggest pitfalls or dangers that await every retiree on their way back down the mountain? Paying for Health Care.

1 JUN 2024 · What do most CEO's get as part of their compensation package - benefits. Which include things like - stock options  - company car  - medical & retirement - insurance coverages - personal pension plans Now you may not be able to replicate all of these options for yourself, but their are ways to take advantage and structure some options, so you will at least feel like the CEO of You, Inc. We'll also be opening RIDE ON a hazy, hoppy IPA from our friends at Golden Road Brewing.

23 MAY 2024 · Socially Responsible Investing is a hot button subject, but does it work? And are your investments really being aligned with your values? The 2nd part of the show we dive into ways to gather more money ("green" backs) to help you better handle your financial world.

12 MAY 2024 · CALLING ALL SENIORS - You don't want to miss this episode! We have special guests with us, Erin DiCarlo & Lauren Watts from Dovetail Companies and they cover all of the questions that you may have about what to do with your living arrangements now, and in the future - Should You Stay In Your Home and Age In Place? Or is a better option to Downsize? Relocate? What Senior Community Living? And these are just some of the questions that we'll be discussing.

5 MAY 2024 · Make Buying A Car More Fun Purchasing a vehicle - whether new or used (new to you) should be an exciting adventure. Between deciding on the type of auto we would like, to thinking about colors, and don't forget the options like a sunroof or heated seats (very important in the cold Northeast), to picturing how you'll look behind the wheel. All of this should make the concept of buying a car a very cool thing. But for most of us it isn't. It's a chore. A feeling of angst. And a lot of it has to do with how cars were sold before, like I'm being taken advantage of here, but I just don't know how.. Well it's time to change all that and make buying a care what it should be - FUN! We'll cover some of the ways you can be better prepared before you head to the dealership or sit down to negotiate on the purchase price. Remember, this is your car you're buying. Embrace it and have fun doing it. The "drink" for this episode is UNF Hard Cider from Downeast

20 APR 2024 · Business Owner or Self Employed? Wish you could more $ away in your retirement accounts? Now You Can! A Cash Balance Plan is a type of pension plan that allows business owners to contribute 30% - 50% more to a retirement plan. The max in your current 401(k) is $66,000 and that's if you are matching and making additional contributions for all of your employees. We'll show you how to put $180,00 - $250,000 away (depending on your earnings) and you won't have to contribute as much to your employees.

12 APR 2024 · The only problem with saving all your money for retirement in a 401(k) or IRA is that you will have to pay taxes when you take the money out. What's the biggest myth about what will happen when you do take the money out? But here is what we know usually happens for most retirees in the first few years they retire - they do all the fun stuff they've been waiting to do like all the "bucket list" items that have been saving up to check-off. And guess where the money comes from to do all of these fun things? Your retirement account, which means withdrawals and taxes, which can quickly lead us to a higher or increased tax bracket then we had originally intended.

7 APR 2024 · The only person who gets hurt riding a roller coaster is the man who jumps off mid-ride... The markets go up, the markets go down, but what are some of the ways you can take what we at ARIES call "the motion sickness" out of your portfolio? - keep your assets aligned with your risk - don't let one stock or asset ruin your returns How can you avoid some of these missteps? What are ways to keep you & your portfolio on track? The beer for this episode is Hop-toberfest from Grey Sail Brewing

28 JAN 2024 · It's Groundhog Day so we are paying homage to the movie by asking the question: Why do we keep repeating the same mistakes over & over & over again. What are some of the things we do and what steps can you take to make sure that you don't fall into the same bad habit...again!