Contacts
Info
DISCLOSURE: Securities and investment advisory services are offered through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a Registered Investment Advisor. MAS and Ayers Financial Services are not affiliated entities.
show more
DISCLOSURE:
Securities and investment advisory services are offered through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a Registered Investment Advisor. MAS and Ayers Financial Services are not affiliated entities.
show less
Securities and investment advisory services are offered through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a Registered Investment Advisor. MAS and Ayers Financial Services are not affiliated entities.
Episodes & Posts
Episodes
Posts
26 SEP 2026 · "Could your nest egg survive a perfect storm of debt, taxes, and uncertain markets? Millions are losing financial sanity as hidden leaks—fees, inflation, and missed strategies—drain retirement savings. Patrick Ayers and Bruce dig deep into the true dangers facing today’s retirees: from irresistible credit traps to the silent squeeze of inflation and unnecessary taxes. Discover why a sturdy financial foundation is more critical than ever, and what most overlook until it’s too late." Welcome to Financial Sanity with Patrick Ayers
With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.
Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.
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For more information on retirement planning, visit https://ayersfinancial.com/!
Looking for specific information about today's topic? Check out our https://ayersfinancial.com/resources/!
19 SEP 2026 · What if the people you expect to be most confident about retirement are actually plagued by doubt? In a world obsessed with spending and uncertainty, Patrick Ayers digs into a counterintuitive study revealing that those without children worry more about their financial future. Discover how habits, family dynamics, and planning strategies shape our sense of security and learn why a written financial strategy is a powerful tool against chaos. The episode explores hidden challenges, generational lessons, and the importance of multi-part plans—leaving you pondering where your own retirement confidence truly comes from. Welcome to Financial Sanity with Patrick Ayers
With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.
Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.
-- -- -- -- -- --
For more information on retirement planning, visit https://ayersfinancial.com/!
Looking for specific information about today's topic? Check out our https://ayersfinancial.com/resources/!
12 SEP 2026 · Can you really trust the old rule that $1 million is enough for a comfortable retirement? With rising costs, unpredictable markets, and shifting Social Security, Patrick Ayers explores why the real answer depends entirely on your own plan and priorities. This episode peels back the noisy myths, digs into the true difference between asset growth and reliable income, and reveals why building a personalized strategy matters now more than ever. Discover the hidden pitfalls of depending on “magic numbers”—and what it takes to build confidence in retirement, no matter what surprises the future brings. Welcome to Financial Sanity with Patrick Ayers
With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.
Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.
-- -- -- -- -- --
For more information on retirement planning, visit https://ayersfinancial.com/!
Looking for specific information about today's topic? Check out our https://ayersfinancial.com/resources/!
5 SEP 2026 · “What if your ‘safe’ retirement plan is actually setting you up for a fall?” In an era where uncertainty swirls around taxes, Social Security, Wall Street, and healthcare, Patrick Ayers unpacks the five questions every future retiree should ask—before it’s too late. Discover why even diligent savers risk running out of money, how hidden risks lurk in your old 401(k), and what women especially need to watch for as life and markets shift beneath their feet. This candid conversation peels back the layers of modern retirement—and leaves you wondering just how sturdy your own plan might be. Welcome to Financial Sanity with Patrick Ayers
With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.
Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.
-- -- -- -- -- --
For more information on retirement planning, visit https://ayersfinancial.com/!
Looking for specific information about today's topic? Check out our https://ayersfinancial.com/resources/!
29 AUG 2026 · Is your retirement plan just a headline or a real strategy? Explore the uncertainty swirling around taxes, Social Security, and Wall Street as Patrick Ayers unpacks why so many Americans feel unprepared—and how misplaced focus on “the number” can fuel anxiety. Dive into the dynamics that turn savings into sustainable income, and discover the critical mindset shift that separates surviving from thriving in retirement. Learn how plans—just like GPS—offer more than direction; they provide clarity through foggy financial terrain, even when life throws unexpected twists and opportunities your way. Welcome to Financial Sanity with Patrick Ayers
With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.
Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.
-- -- -- -- -- --
For more information on retirement planning, visit https://ayersfinancial.com/!
Looking for specific information about today's topic? Check out our https://ayersfinancial.com/resources/!
22 AUG 2026 · “Are you ready for retirement’s hidden curveballs?” Money saved can vanish quickly if you don’t know the new rules—taxes, Social Security, investment risk, and more. Patrick Ayers unpacks the real challenges that trip up even the savviest savers and reveals why what worked during your career may steer you wrong as you plan for retirement. Tune in to discover the seldom-discussed pitfalls and find out why a simple ‘set it and forget it’ strategy can result in costly surprises later on. The conversation is candid, local, and may leave you seriously rethinking how prepared you really are. Welcome to Financial Sanity with Patrick Ayers
With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.
Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.
-- -- -- -- -- --
For more information on retirement planning, visit https://ayersfinancial.com/!
Looking for specific information about today's topic? Check out our https://ayersfinancial.com/resources/!
15 AUG 2026 · Are you prepared for the hidden pitfalls of modern retirement? With inflation rising, Social Security’s future uncertain, and healthcare costs skyrocketing, even your nest egg might not be safe. Patrick Ayers, a trusted local financial consultant, reveals the overlooked risks, eye-opening stories, and surprising strategies to help you build a resilient retirement plan. Discover why having both offense and defense in your financial toolkit is more vital than ever—and how history’s lessons can shape your future decisions. Key details and actionable steps await, but the real secrets to lasting financial sanity are still to come. Welcome to Financial Sanity with Patrick Ayers
With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.
Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.
-- -- -- -- -- --
For more information on retirement planning, visit https://ayersfinancial.com/!
Looking for specific information about today's topic? Check out our https://ayersfinancial.com/resources/!
8 AUG 2026 · Is $1.46 million the new price tag for peace of mind—or just a headline grabbing number? With financial noise louder than ever and retirement feeling more uncertain, Patrick Ayers unpacks the tricky realities behind the so-called magic retirement number. Explore the true risks, the outdated rules, and why planning—not headlines—determines lasting security. Discover where most plans fall short, why women often face a steeper climb, and what it really takes to build a financial strategy you can trust. The difference between “enough” and ready just might surprise you. Welcome to Financial Sanity with Patrick Ayers
With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.
Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.
-- -- -- -- -- --
For more information on retirement planning, visit https://ayersfinancial.com/!
Looking for specific information about today's topic? Check out our https://ayersfinancial.com/resources/!
1 AUG 2026 · "Will your retirement look anything like you planned—or will rising costs and shifting rules leave you scrambling?"
In this episode, Patrick Ayers tackles the myths that make even experienced savers second-guess their future. From Social Security surprises to the real ebb and flow of spending after leaving work, you’ll hear candid listener questions, vivid stories, and tough truths about why ‘set it and forget it’ just doesn’t cut it for today’s retirees. Discover how the seasons of retirement, unexpected tax twists, and financial nostalgia all shape the journey—and why your plan can’t afford to stand still. What pitfalls could catch you off guard as you try to secure the next chapter? Welcome to Financial Sanity with Patrick Ayers
With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.
Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.
-- -- -- -- -- --
For more information on retirement planning, visit https://ayersfinancial.com/!
Looking for specific information about today's topic? Check out our https://ayersfinancial.com/resources/!
25 JUL 2026 · What if the things you depend on most in retirement—like Social Security, healthcare, and the 4% rule—aren’t as reliable as you think? The modern retirement landscape is full of hidden risks, tough choices, and swirling uncertainty that can leave anyone feeling overwhelmed. In this episode, Patrick Ayers shares the unspoken realities that could define your financial future, demystifying common misconceptions and offering strategic insights to help you face the facts with clarity and confidence. Discover which pitfalls are most often overlooked—and why the difference between surviving and thriving in retirement may depend on hard truths few people want to acknowledge. Welcome to Financial Sanity with Patrick Ayers
With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.
Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.
-- -- -- -- -- --
For more information on retirement planning, visit https://ayersfinancial.com/!
Looking for specific information about today's topic? Check out our https://ayersfinancial.com/resources/!
DISCLOSURE: Securities and investment advisory services are offered through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a Registered Investment Advisor. MAS and Ayers Financial Services are not affiliated entities.
show more
DISCLOSURE:
Securities and investment advisory services are offered through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a Registered Investment Advisor. MAS and Ayers Financial Services are not affiliated entities.
show less
Securities and investment advisory services are offered through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a Registered Investment Advisor. MAS and Ayers Financial Services are not affiliated entities.
Information
| Author | Spencer Grosvenor |
| Organization | AE Media |
| Categories | Investing |
| Website | www.spreaker.com |
| catherine.herlocker@ayersfinancial.com |
Copyright 2026 - Spreaker Inc. an iHeartMedia Company
