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Navigating a major life transition involves more than just signing papers—it requires clarity, strategy, and a guide you can trust. On The Truth From Ruth, 40-year industry veteran Ruth Rowe...
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Navigating a major life transition involves more than just signing papers—it requires clarity, strategy, and a guide you can trust.
On The Truth From Ruth, 40-year industry veteran Ruth Rowe Campbell cuts through the confusion of real estate, auctions, and estate liquidations to bring you honest, practical advice. Whether you are a senior considering downsizing, a family handling an estate settlement, or a homeowner looking to maximize the value of your assets, Ruth provides the straight talk you need.
From valuing heirlooms and understanding the auction advantage to avoiding common pitfalls in property sales, Ruth combines market expertise with genuine compassion to help you protect your interests. No jargon. No pressure. Just the truth.
show less
On The Truth From Ruth, 40-year industry veteran Ruth Rowe Campbell cuts through the confusion of real estate, auctions, and estate liquidations to bring you honest, practical advice. Whether you are a senior considering downsizing, a family handling an estate settlement, or a homeowner looking to maximize the value of your assets, Ruth provides the straight talk you need.
From valuing heirlooms and understanding the auction advantage to avoiding common pitfalls in property sales, Ruth combines market expertise with genuine compassion to help you protect your interests. No jargon. No pressure. Just the truth.
Episodes & Posts
Episodes
Posts
30 AUG 2026 · In this episode, Ruth dives deep into the world of asset protection, sharing expert tips alongside Charles Schwab financial consultant Brian Valenti on how to safeguard your home, money, and future from fraud. Whether you're managing your own estate or helping aging parents, protecting your real estate title and financial security is crucial for lasting peace of mind. Tune in to discover the hidden risks of title fraud, the red flags of financial scams to watch out for, and why building a trusted advisory team before a crisis hits is absolutely essential. Don't miss out on these invaluable insights!
25 JUL 2026 · In this episode, Ruth dives deep into the often misunderstood world of real estate agency relationships, breaking down exactly who your agent truly represents. Whether you're buying or selling, understanding these legal roles and fiduciary duties is crucial for protecting your financial interests and ensuring a smooth transaction. Tune in to discover the critical differences between buyer and seller agents, the hidden risks of dual agency, and the essential questions you must ask before signing any paperwork. Don't miss out on these invaluable insights!
28 JUN 2026 · In this episode, Ruth dives deep into the fascinating history and evolution of the Multiple Listing Service (MLS), pulling back the curtain on this cornerstone of American real estate. Whether you're listing your home or searching for the perfect property, understanding how the MLS operates behind the scenes is crucial for navigating today’s market. Tune in to discover the original purpose of this powerful database, how the internet and the Department of Justice have forced its evolution toward transparency, and why it remains the ultimate tool for maximizing seller exposure and buyer competition. Don't miss out on these invaluable insights!
31 MAY 2026 · In this episode, Ruth shifts gears to dive deep into the spring real estate market from the buyer's perspective! Joined by special guest Joe Leone from GRB Bank, they share expert strategies for navigating homeownership, financing, and finding the right loan. Whether you're a first-time buyer or looking to build long-term wealth, strategic planning is crucial for a smooth and successful experience. Tune in to discover the "Burnt Toast Theory" of real estate, the truth about the homeownership wealth gap, and insider financing secrets—including details on a new $12,000 buyer grant program. Don't miss out on these invaluable insights!
26 APR 2026 · In this episode, we tackle the spring real estate market with expert strategies for homeowners in Western New York and beyond. Discover the golden rules of timing your sale, why having a pre-sale exit strategy is non-negotiable, and the emotional red flags to watch out for before you list. Tune in to learn how to maximize your property's value and navigate the market with confidence!
29 MAR 2026 · In this episode of the Truth from Ruth Radio Hour, Ruth dives deep into the fascinating world of collections and collectibles, sharing their expert insights on everything from rare vinyl records to vintage gold jewelry. Whether you're downsizing a lifelong passion or ready to cash in on inherited treasures, knowing how to properly navigate the market is crucial for maximizing your return. Tune in to discover the emotional psychology behind collecting, why the current market is "ripe" for sellers, and how partnering with professional auctioneers can drastically out-perform a DIY sale. Don't miss out on these invaluable insights!
28 FEB 2026 · In this episode of The Truth From Ruth, Ruth shares why strategic preparation, not expensive renovations, is the key to maximizing your return when selling. Drawing on more than 40 years of real estate experience, she explains how professional cleaning, decluttering, and simple updates like fresh paint and flooring consistently outperform costly kitchen and bathroom remodels.
Ruth also dives into the importance of choosing the right representation, noting that many agents nationwide have three years or less of full-time experience according to the National Association of Realtors. She unpacks the fiduciary role of agents, the difference between buyer and seller representation, and how skilled negotiation protects your equity, especially in states like New York where nearly everything not mechanically attached is negotiable.
Tune in to learn how to separate emotion from financial decisions, position your home for maximum appeal, and invest only where it truly counts. Before you swing a sledgehammer, make sure you have the right agent in your corner.
1 FEB 2026 · In this episode of The Truth From Ruth, Ruth pulls back the curtain on hidden New York property tax relief programs that many homeowners, especially seniors, don’t even realize they qualify for. She breaks down critical March 1st deadlines, explains how STAR and Real Property Tax Law 467 exemptions work, and shows how these programs can dramatically reduce property taxes when applied correctly. Ruth also shares practical tips on verifying your tax bill, navigating the application process, and advocating with local officials if your municipality isn’t offering available relief. If you’re a New York homeowner looking to keep more money in your pocket, this is an episode you won’t want to miss!
28 DEC 2025 · In this episode, Ruth breaks down the real truth about renting vs. owning and why homeownership is one of the strongest paths to building wealth. She shares how buying during high-interest-rate markets can actually benefit you long-term, reveals the massive 38x net worth gap between homeowners and renters, and explains how equity, stability, and generational wealth all start with owning a home. Don’t miss these quick but powerful insights!
30 NOV 2025 · In this episode, Ruth Rowe Campbell from Rowe Realty Auctions & Appraisal dives into the true meaning of gratitude—especially in the days following Thanksgiving. From heartwarming client stories to personal reflections, she explores how emotional, practical, and reflective gratitude shape our lives and relationships. Ruth opens up about unexpected moments of thankfulness, the power of taking action, and why self-care is essential before we can genuinely support others.
Tune in as they spotlight this year’s “Gratitude Awards,” honoring clients who embodied compassion, resilience, and selflessness—whether caring for loved ones, managing estates, or rebuilding after hardship. Ruth wraps up by sharing their own sources of gratitude and reminding listeners that thankfulness isn’t just for the holidays—it’s a daily practice that strengthens community and well-being. Don’t miss these inspiring stories and uplifting insights!
Navigating a major life transition involves more than just signing papers—it requires clarity, strategy, and a guide you can trust. On The Truth From Ruth, 40-year industry veteran Ruth Rowe...
show more
Navigating a major life transition involves more than just signing papers—it requires clarity, strategy, and a guide you can trust.
On The Truth From Ruth, 40-year industry veteran Ruth Rowe Campbell cuts through the confusion of real estate, auctions, and estate liquidations to bring you honest, practical advice. Whether you are a senior considering downsizing, a family handling an estate settlement, or a homeowner looking to maximize the value of your assets, Ruth provides the straight talk you need.
From valuing heirlooms and understanding the auction advantage to avoiding common pitfalls in property sales, Ruth combines market expertise with genuine compassion to help you protect your interests. No jargon. No pressure. Just the truth.
show less
On The Truth From Ruth, 40-year industry veteran Ruth Rowe Campbell cuts through the confusion of real estate, auctions, and estate liquidations to bring you honest, practical advice. Whether you are a senior considering downsizing, a family handling an estate settlement, or a homeowner looking to maximize the value of your assets, Ruth provides the straight talk you need.
From valuing heirlooms and understanding the auction advantage to avoiding common pitfalls in property sales, Ruth combines market expertise with genuine compassion to help you protect your interests. No jargon. No pressure. Just the truth.
Information
| Author | Ruth Rowe Campbell |
| Organization | Ruth Rowe Campbell |
| Categories | Investing , How To |
| Website | www.thetruthfromruth.com |
| info@digginfordeals.com |
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